Is there a way to get an apartment in Boston without having to have my parents co-sign?

Hi everyone,

I'm a sophomore currently in my spring semester of college. Next year I'm hoping to live off campus with 3 other girls, and my budget is VERY cheap--can't pay more than $500/month (not including utilities).

My parents are currently paying loans for various expenses and CANNOT afford to finance any part of my rent, meaning they cannot co-sign anything.

Is there a way out of this? Please help, it is much appreciated.

Is there a way to get an apartment in Boston without having to have my parents co-sign?

If you and the other girls make enough income to satisfy the landlord, your parents shouldn't need to be involved. You need to be at least 18 to sign the lease.

Is there a way to get an apartment in Boston without having to have my parents co-sign?

don't go on the web to look for places. Visit the neighborhood grocery store or pharmacy etc that you want to live in and check out the bulletin boards or local classified ads in the city to see if you can get in touch of those owners that don't rely on a computer to market their rentals.

Is there a way to get an apartment in Boston without having to have my parents co-sign?

Just because your parents co-sign, doesn't mean that they will actually have to pay anything. If you and your roommates do your part, they won't have to pay anything. They are just using their credit history and income as a guarantee for the landlord in case you don't pay.

College students don't usually have much in the way of assets or income, so having parents co-sign may be necessary.

Is there a way to get an apartment in Boston without having to have my parents co-sign?

A appauld your parents for not co-signing -- You are pretty much on your own. Or you would like to be. They are a good example of what not to do and that is co-sign... If you are grown -- why are your parents paying your debts and loans. According to you your parents are juggling their income and budget to pay...

The way out is to get a full time job and pay your own way.

ADVICE: Never do business with friends or relatives..

If 3 girls get an apt guarentee one or 2 will not be able to pay the rent-- they had expenses and have no money..

Never CO-SIGN on nothing....

I know you do not like what I said but you can go to the bank with that Advice... Good Luck -- graduate as soon as possible..