How can we bottle hot water (95 degrees centigrade) and keep that temperature for atleast two weeks,

I am a loans broker. An organisation approached me recently that wants to set up plants to make hot (or cold) bottled water in conflict zones, drought areas, and other distrubed areas in sub saharan africa. They have a technology that is a machine that converts air to water (hot or cold). We want some advise on how best to cheaply bottle hot water so that it will stay at that hot temperature for a few weeks. If anybody can help, you will be doing alot of needy people a big favour. If we can supply bottled 2 litre hot water together with basics such as rice, etc, the affected people can then easily cook, without having to resort to deforestation and it will greatly help in providing hot meals rather than just cold rations, a big improvement in quality of life. Thus any advise on how to bottle hot water (or even cold water but not using plastic bottles) will be very much appreciated. We need cheap options because this is for charityable work. Thankyou.

How can we bottle hot water (95 degrees centigrade) and keep that temperature for atleast two weeks, cheaply?

Don`t quite understand your question, but will still try to offer a solution. Depends on if you are trying to keep the water hot until it is bottled, or if you are trying to keep it hot after it is bottled.

The best way to keep water hot is in a storage tank. Coil some heat resistant tubing on top of some black sheeting in an open area. Situate the tank at a spot downhill from the tubing. Connect one end of your tubing to your machine (where the hot water comes out) and the other end to the top of the tank so the water will gravity feed into the tank. Paint the tank black. The black tank will absorb solar energy to stay hot. Ideally the tank should be short with a large diameter. This is so the tank will absorb more energy.

from machine____________________

____________________I

I____________________

____________________I

I

I

_______I_______

I_______________I to tank.

To keep water bottles hot build a rack above the ground to hold the bottles and place black plastic sheeting or flat metal painted black under it. The water temperature can be adjusted by raising or lowering the the rack closer or father away from the ground. It would be best if the sheeting was surrounded by a box with aluminum foil coating. Tilt the sides of the box so that the reflection shines on the bottles.

How can we bottle hot water (95 degrees centigrade) and keep that temperature for atleast two weeks, cheaply?

that got me thinking,the only thing that came out off my brain is some sort of heat transfer from the engine of the vehicles that do the distribution.

Another thought,I did see a solar heater once that boiled water quickly,it was in the shape of a parabola and the solar radiation was concentrated to central point.

good luck

Choosing between colleges?

I want to be an engineer. My parents want me to go to a local community college which would cost next to nothing. Its cheap, but its not the best engineering school. I want to go to Univ of Mich (One of the best engineering colleges). Teh only problem is I would have a lot of loans to pay off when i graduate. Should i listen ti my parents or do what i want to do?

Choosing between colleges?

Well you are one of the lucky ones that knows going in what they want to do...congrats on that!!!

I made the mistake of going where my parents wanted me to for a major they wanted...and I've been hating every minute since...

...but that doesn't mean your parents are completely wrong...

I wish I knew about the community college idea before I started school...and I would recommend it to anyone that isn't fully sure what they want to do...it is definitely much cheaper to experiment with different subjects there then it is at a bigger university...the great thing is that the universities accept most if not all of those %26quot;cheaper%26quot; credits...community college is usually only 2 years for an associates degree...then you can transfer to Uof Mich for your bachelors degree...and only have to pay 2 years instead of 4...

but don't sell them short...my cousin got a great job in engineering after going to a community school...

However, since you know what you want to do, and it sounds like you are willing to work for it...then WORK for it...

Make sure you keep your grades high and you might luck out with a scholarship...even if you don't get one from the school itself..there are a lot of other places you can get money from...ie. your church, local and national ethnic and cultural foundations, engineering foundations, engineering companies (such as Lockheed Martin or Novartis,depending on what type of engineering)

If you are a girl going for anything science or math related, there are always places to find money. Just search the internet or ask your guidance counselor- they should at least be able to point you in the right direction. Find as many as you can. Some places you might need to write an essay for; others might just be an application. And if you don't get it one year, you can always apply the next. Even if it is $1000 or 2, at least it still offsets some of those loans.

But as an engineer...you should be able to get a decent job to pay off those loans quickly....

BTW...have you taken a look at some smaller engineering schools?

My brother is an engineer and he went to Cooper Union in NYC. The school only focuses on art, architecture, and engineering..but it is a really good school...and the best part...its free..or at least it was (not sure if it still is)...all tuitions were paid for by alumni donations

I don't know what year you are in...but if you don't have to make the decision right away...then I would do some research...

look up different engineering schools...look up scholarships..look up Mich track record of given scholarships...Try to find as much information as you can...

And remember, there is no rule saying you can apply to only 2 schools...unfortunately you have to pay for all the applications...but it might be worth applying to a few places...who knows..Mich might give youa partial scholarship..but maybe MIT will give you a full one...you never know what could happen...

And worse case if you don't get any money from anywhere...do community college for 2 years...get the prerequisites out of the way..and then transfer....

Choosing between colleges?

you should go to the college you want to go to.. the worst thing is being stuck at a school for 4+ years that you hate. go where you think you would be the happiest. but good luck.. im going through the same thing.

Choosing between colleges?

well, do you want to make alot of money? either way youll make quite a bit, but if you go to a better college you would obviously make more money... that would probably pay off your loans in a matter of 5 years. up to you really... but remember, %26quot; you have to spend money to make money%26quot; keep that in mind.

Choosing between colleges?

That really depends on you and what you would prefer. Of course there is financial aid, scholarships, etc. Another option is to go to a less expensive college your first year (perhaps second, too) to fulfill some general education requirements and then transfer. Granted, this may not be a good option for everyone, especially since I do not know what engineering entails. It is an idea though, and a bit more economical as well. If you choose to do this, however, you absolutely HAVE to make sure that the credits you take will transfer over.

Good luck!

Choosing between colleges?

A community college is not your best choice if you want to be an engineer especially since most are two year institutions that don't offer strong engineering degrees. That being said you do not want to be in a lot of debt when you graduate. If you are in state, U of Michigan the tuition looks reasonable. If not look at state schools in the state you have residency for a decent engineering education. I would also apply for every scholarship and fellowship you qualify for; this will bring down your education costs. Also contact the UMich financial aid office to see what types of funding are available (work-study, loans, scholarship). You can cut your room and board down by becoming an RA after your freshmen year. In other words, if you work hard UMich (or another major state school ie VT or Penn State) shouldn't be out of your reach.

One thing to keep in mind regardless of what school you attend as an engineer budget at least $500 for books each semester and ~$1500-2000 for a computer your first year.

Good Luck!

Choosing between colleges?

I don't want you to make the wrong option and fail life.

If you want me to make a decision, I think you should go with the local community college. All that's needed is learning constantly to get a good job. There are people who go to the best schools and become failures.

Going to a good school is, after all, more safe at finding a good job. If you can pay the loan off with a little bit of hard work, University of Michigan is a decent choice.

Is it true that a mortgage company wont give you a loan on a house that need rehab?

currently 20 yrs old living with parents, want to move out but cant afford mortgage over 600/month. The only houses cheap enough in my area(frederick, md) all need to be rehabed. Can do windows, doors, finish carpentry,drywall, plumbing and insulation my father would help me with any electrical work. But a coworker has told me that its impossible to get a loan on a house that needs to be gutted, and have a lot of things replaced. Is this true? The one im currently looking at is 88,000 1840's colonial i have 5% for a down payment. My credit score is 690.

Is it true that a mortgage company wont give you a loan on a house that need rehab?

offer a 5 year lease 2 purchase then resell it to someone collect 5k down as a rent to own. have them fix it up then find any reason to evict them. you not only have a fixed up house but 5k to boot. Its all win-win

Is it true that a mortgage company wont give you a loan on a house that need rehab?

I'm in the same boat as you. There is a fha 203k loan but i'm not sure if you're allowed to do most the work your self.

Watch my question see if anyone posts

http://answers.yahoo.com/question/index;...

Is it true that a mortgage company wont give you a loan on a house that need rehab?

Just all depends if you are trying to get extra money on top of the loan to fix it then no they wont but its possible to get a loan on a house and not tell them you want to gut it and then go in and fix it up after you have moved in as long as the house is not to run down they normally must have operational heat windows must all be there water must work they have to be some what livable Just my 2 cents from past experiances

Is it true that a mortgage company wont give you a loan on a house that need rehab?

An $88,000 mortgage at 6.5%, with $4,400 down is roughly $660/mo inc. taxes and insurance. That閳ユ獨 already over your max.

The big question though is can you manage to pay a mortgage at the absolute top of your range AND still have the cash available to buy all of the items you閳ユ獟l need to fix the house, including unexpected repairs? When I bought a home a few months ago, I spent about 20% less than I was preapproved for, and it閳ユ獨 still going to take a couple of years for us to have the cash - without emptying our savings - to do all of our intended improvements (replace windows %26amp; exterior doors, remodel bathrooms, replace plumbing stack, upgrade electrical box). And that閳ユ獨 assuming that we don閳ユ獩 have some big expensive thing break on us.

You talk about having your dad help you, but have you researched what work in your area is required to be done by a licensed professional? Where I live, changes to the plumbing %26amp; electrical systems must be performed by a licensed contractor. If you fail to use one when it閳ユ獨 required, you could find yourself in quite a mess when you try to sell if your area requires building code inspections.

Is it true that a mortgage company wont give you a loan on a house that need rehab?

Hello Every One,

Do you need a loan and have been turned down by banks and you are now frustrated and do not know what to do anymore,worry no

further because we have come to help and if interested and want to make your problems history,apply today via email and be

financially equipped and stable for the challenges of life.

I give out loan amounts ranging from $3,000 -$5,000,000 USD at an interst rate of 3% .If serious and want to take a loan from our

company,fill the borrower information below so that we may proceed.

Our lending Program is designed to provide expeditious service on loan transfers to clients who have successfully completed their

loanapplications and a thorough understanding of our policies and procedures.

We would love to fund projects at hand and offer personal loans as wellto you, your firm/partners and clients.

A loan process can be completed within a space of days provided terms of loan contract is agreed upon .

Looking forward having words from you on that Loan proposal in other that

we may process and fund you.

Contact us for further details immediately if interested and send us the following details using our email address willi_loans@yahoo.com

BORROWERS INFORMATION

Your names ..........

Your country..........

Your address ..........

Your occupation ..........

Your marital status ..........

Current Status at place of work.........

Loan amount..........

Loan duration..........

Phone number..........

Monthly Income..........

Regards,

Mr David Williams

C.E.O.willi.loans Ins

Me and my husband are in the process of filling out a loan application for a home purchase. Although

my husband and I both have %26quot;poor%26quot; credit. I talked to the mortgage advisor and he said there is still a possiblity of us getting a loan. Just curious if anyone has any info on purchasing a home. Were first time buyers and are looking to buy in Chalmette, La. Which was destroyed by Katrina. They have thousands of homes for sale which are pretty cheap.

Me and my husband are in the process of filling out a loan application for a home purchase. Although,?

The more of a downpayment you have, the more leverage you have in obtaining a loan. Also, if the home is in poor shape you will have to put a minimum 20% downpayment. Try some FHA loans if possible, they are somewhat forgiving when it comes to credit.

Me and my husband are in the process of filling out a loan application for a home purchase. Although,?

define poor credit. You should be able to get your credit score so you can shop different lenders. Insist they provide you with the proof that your score is poor.

Take that info to 10 different lenders and go with the one you like best.

Me and my husband are in the process of filling out a loan application for a home purchase. Although,?

Unless you have a score under 500 (and even then) you can get loan. high interest rate though, be prepared. answer questions honestly and do not inflate income. 620 and over no problem. be sure house you buy appraises 20% above asking price or walk away is good rule of thunb especially in depressed areas

I am approved for a Pell Grant for online certificate. Is instate tuition cheaper than out-of-state?

I was gong to take Internet %26amp; Web design thru Kaplan. A little surprise, Kaplan wants me to take out a loan for$875.00 sub. loan for Fall term. Would online be cheaper thru my own State? When I went to college shortly after H.S. the Pell covered tuition %26amp; books. Online is easier than attending classes. Does it reaaly cost more!? Should be cheaper IMPO!

I am approved for a Pell Grant for online certificate. Is instate tuition cheaper than out-of-state?

dadsad

What if you purchase something with a credit card and return it to obtain cash?

would anyone even have any way of knowing if you purchased something with a credit card? I do not have a credit card and do not intend to put myself even further in debt short of that which I already owe circa my student loans even though I went to the cheapest, historically black 4 year institution available to me with no cable in the dorms or anything and I can't drive and have never had a paying job because no one ever ends up hiring me even though I am 21 and have nowhere to stay while not on campus except with my grandma and she does not have a computer; I just have to come here to the library and can only get online for 30 minutes. But anyway, what if you made a purchase with a credit card and then tried to return it and get cash?

What if you purchase something with a credit card and return it to obtain cash?

Anything bought with a credit card when returned, would only be credited back to the card. They know if a credit card was used or not and they won't give you cash back.

What if you purchase something with a credit card and return it to obtain cash?

I really don't know what your entire life story has to do with your question but whatever. You cannot usually return something without a receipt. On that said receipt it will tell the store whether or not it was paid for with a credit card. If it was, they will credit it back to the card and not give you cash. So the answer is, you can't, and they'll tell you so.

What if you purchase something with a credit card and return it to obtain cash?

The store will usually only credit your credit card, not give you cash, if you have no receipt, they will probably just give you in store credit.

What if you purchase something with a credit card and return it to obtain cash?

I think you can only get a credit to your card and not cash back.

What if you purchase something with a credit card and return it to obtain cash?

the charge will still be on your statement and so you will owe it...are you just trying to get some cash? our local grocery store will let you pay with a credit card and also give you extra cash back if you want....don't know if any of this helps

I owe about 20k from a bank loan, paying back around鎷?40 a month, is there a cheaper way to pay this

k?

I think the interest might be quite high, its with natwest.

Cheers

I owe about 20k from a bank loan, paying back around鎷?40 a month, is there a cheaper way to pay this money bac

Knock em

I owe about 20k from a bank loan, paying back around鎷?40 a month, is there a cheaper way to pay this money bac

Nat west shouldn't be charging loads of interest. I had a 鎷?2 thousand loan from them and the interest was only 5.9 percent. If you are a gold current account customer you get a special deal on the interest rate. Ask about changing your bank account to one if you are not, although there is a monthly charge so it may not benefit you after all. The best you can do is ask to speak to one of their financial advisors about lowering the rate. They like to look after their customers.

ps. My loan is payed off in 11 months! I can't wait!

edit

Are you paying extra to cover your payments if you lose your job? If so, check if they are really necessary and if not cancel them.

I owe about 20k from a bank loan, paying back around鎷?40 a month, is there a cheaper way to pay this money bac

Hi,that all depends on how long you have to repay it back.

You need to find out how much the APR is.If its fixed stick with it

or you can check on line for a cheaper rate.Then borrow over 5 years %26amp; pay it back.At the moment it is hard to find APR below 8 per cent.We took a loan out before they got into trouble with Northern Rock got it at 5.09 we borrowed 6,000

over 2 years all we pay back in interest is 鎷?00 so think we got a good deal.

I owe about 20k from a bank loan, paying back around鎷?40 a month, is there a cheaper way to pay this money bac

how much time do you have?

I owe about 20k from a bank loan, paying back around鎷?40 a month, is there a cheaper way to pay this money bac

Depending whether you have a redemption penalty?

Check to see if you cancel the loan do you have to pay a penalty? (Phone them up and they will tell you)

If not and your sensable with your money you could open 0% credit card accounts which means your not paying interest in the first year and continue to pay your 340 against them or less with every penny removing your debt. When your year is up move to other cards and continue to pay. Your loan will have no interest on it.

I owe about 20k from a bank loan, paying back around鎷?40 a month, is there a cheaper way to pay this money bac

What is it exactly do you need?? well if you need a loan my step brother is a loan provider and i think he can help you with a loan, here is his email link (ben_aggie123@yahoo.com)

I owe about 20k from a bank loan, paying back around鎷?40 a month, is there a cheaper way to pay this money bac

Look around for those companies that help people with debt.or go to the citizen advice buruea