Car Loan or Personal Loan?

HI

My husband and I are car shopping in the near future for a good new car. Looking to spend around 30 - 35,000. We have a trade in probably worth 5,000 (good old Nubira LOL). Anyway are we better off getting a car loan (secured or unsecured) or a personal loan as the interest is supposed to be cheaper.

Any advice would be good

Car Loan or Personal Loan?

Definitely better off getting a car loan because the interest rate will be lower, regardless of your credit.

Try going to a credit union to get pre-approved before you go shopping. Credit unions are not for profit, so you will get a better rate than most banks.

And I don't mean to discourage you, but I don't be disappointed when you don't get anything close to $5K for your Nubira.

Daewoo is out of business and chances are they will scrap it for parts if they can't sell it at auction.

Car Loan or Personal Loan?

The application and approval procedure of personal loans is online. Lots of lenders are available on the World Wide Web with lot of attractive offers and packages for you. You just surf the web for the best lender offering suitable terms and conditions as per your requirements and financial plight%26lt;!--Once you have selected the lender your half of job is over. Now you have to apply for the loan via internet and you have to perform some petty documentation which involves the details of your income resources and expenditures.

http://best-loans.awardspace.com/persona...

If you go for the secured type of personal loan you have to submit the details of the collateral you wish to offer. Now it is the turn of your lender to assess your repayment capabilities and approve the funds. Your funds are instantly transferred to your bank account after it has been approved.Take a Personal Loan and go--%26gt;ahead to have all the things you've been dreaming of without even worrying how to repay it. Sit on the chair, be a bit clicking conscious and find all your plans molding in a true shape.