Will it be cheaper for me to write a convience check for $1900 on my credit card or to get a loan?

my credit cards cash apr is 11.15% (prime + 2.9%) i dont know how to calculate the fees added onto the $1900. or if i get a loan a 24 month intrest is about $500

Will it be cheaper for me to write a convience check for $1900 on my credit card or to get a loan?

just pay cash

Will it be cheaper for me to write a convience check for $1900 on my credit card or to get a loan?

If you are able to get a prime rate on your cc then you should be able to get something similar or better with a loan. Thats a lot to carry on a credit card, it will hurt your credit score if it utilizes more than 30% of your cc limit.

Will it be cheaper for me to write a convience check for $1900 on my credit card or to get a loan?

How long to you plan to take to pay off the credit card? Credit cards on on a verible rate, where as a loan is a locked in term loan.

A term loan will increase your credit score and build your credit more as well as save you more money in the long run then a credit card IF you have good credit. What rate is the loan for? Are you buying an item that can be used as collateral such as a car? If so get a loan.

Will it be cheaper for me to write a convience check for $1900 on my credit card or to get a loan?

The loan is about little lower than tje credit .. not much. The credit card offer teaser rates like 2.9 percent and the cash advance one-time of 3%. That's when you get the convience check.

Will it be cheaper for me to write a convience check for $1900 on my credit card or to get a loan?

If the interest on a 24 mo loan is $500 for $1900, charging 250/yr comes to ~13% interest. It looks like the credit card would be cheaper, however it will hurt your credit score to have more credit card debt instead of a fixed loan. Also, credit cards frequently have additional fees. I would recommend the loan unless you are able to pay off the credit card faster.

Will it be cheaper for me to write a convience check for $1900 on my credit card or to get a loan?

Playing the credit card game is risky, get a locked in loan where you know the rate will stay the same. Credit card companies like to keep people in debt forever and don't care if you can feed your family or not. Be careful with credit cards.

Will it be cheaper for me to write a convience check for $1900 on my credit card or to get a loan?

The best thing to do is buckle down and save up the $1900. If you just can't wait... then the loan is the better way to go.

It's less risky, and you have to take risk into account in addition to the dollars and cents.

If you miss one payment on the credit card, that 11.15% interest will probably jack up to close to 30%, and then it becomes harder to pay it off.

Will it be cheaper for me to write a convience check for $1900 on my credit card or to get a loan?

It is VERY EXPENSIVE to obtain loans from credit card convenience checks!

Why do you need this loan? Why don't you save up the $1,900 and pay cash. You must might get the deal for $1,500. CASH TALKS!!!